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Our Financing Options: Affirm & PayPal Credit

If you're in the market for an engagement ring, you may be wondering about financing options to help make your dream ring more affordable. Point No Point offers two financing options to help you purchase the ring of your dreams: Affirm and PayPal Credit.


Affirm is a financial services company that allows you to pay for purchases over time. With Affirm, you can make easy monthly payments over 3, 6, or 12 months with rates from 10-30% APR. Applying for Affirm is quick and easy, and you'll know if you're approved instantly. If approved, you'll see exactly what you owe each month, with no hidden fees or surprises.

PayPal Credit

PayPal Credit, on the other hand, is a line of credit offered by PayPal that can be used to make purchases anywhere PayPal is accepted. With PayPal Credit, you can pay for your purchase over time with special financing offers, such as no interest if paid in full within 6 months. Applying for PayPal Credit is also quick and easy, and you'll know if you're approved instantly.

How It Works

To use either financing option, simply add the ring you want to purchase to your cart and proceed to checkout. During checkout, you'll be prompted to select your preferred payment method. If you choose either Affirm or PayPal Credit, you'll be redirected to their secure website to complete your purchase.

One of the benefits of purchasing an engagement ring from Point No Point Studio is that we offer multiple payment methods for your convenience. If you'd like to use multiple payment methods, such as a combination of debit, credit, and financing, PNP can divide the total price of your ring between 2, 3, or 4 listings. For example, if you want to purchase a ring for $4,500 but only have $500 on a debit card, you can use PayPal financing for $1,000 and then pay the remaining $3,000 on a credit card. PNP will set up multiple listings for you so you can use multiple payment methods, as outlined during checkout.

It's important to note that all of the listings must be purchased within a 24-hour period, and the payments cannot be spread over multiple days or weeks. If you have any questions about financing options or payment methods, our team members are available to help. You can contact us by giving us a call, sending an email, or visiting us in Snohomish, WA or La Jolla, CA to have all your questions answered.

colorful engagement rings

In summary

If you're looking for financing options for your engagement ring purchase, Point No Point offers Affirm and PayPal Credit. Both options are quick and easy to apply for, with transparent terms and no hidden fees. Additionally, PNP offers the convenience of using multiple payment methods, so you can purchase your dream ring on your terms.

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